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The company

Bread Financial Holdings, Inc.

BFH · NYSE

FinancialsConsumer & Specialty FinanceLeading

BFH stood above a rising 150-day average in 52 of the last 52 weekly readings, every one of them. It is 6.9% above that average now. Consumer & Specialty Finance: 21% of its 80 stocks in an uptrend (−6 points in four weeks); Financials: 46% (−11 points in four weeks).

Statistics

Rotation
Leading
Weeks in an uptrend
52 in a row
Industry in uptrend
21% -6 in 4 wk
Insider buys, 12 months
$124K
Insider sales, 12 months
$5.0M
Officials’ trades on record
0
Institutions holding
391 (+32)

In the rotation

Each square a week: lit when it closed above a rising 150-day average. 52 of 52 weeks.

17 Apr – 16 Oct
22%42%61%Apr 26Jun 26Jul 26Sep 26Oct 26

Consumer & Specialty Finance: A minority of its stocks are in an uptrend and the share has been slipping. Financials: About half its stocks are in an uptrend and the share has fallen sharply over four weeks.

Money in and out

1 Nov 2024 – 1 Oct 2026
−$2.6M$0Nov 24May 25Nov 25Apr 26Oct 26

Open-market buys above the line and sales below, in dollars.

Congress and officials

No member of Congress or official has disclosed a trade in it.

Insiders

Buy orders, 12 months2
Sale orders, 12 months3
Buyers · sellers2 · 3
WhoDidSharesTraded
Dennis James McCarthyEVP, Chief Revenue Officerbought15.89at $108.1414 Sep 2026filed 16 Sep 2026
Praniti LakhwaraDirectorsold2,802at $106.1228 Jul 2026filed 29 Jul 2026
Ralph J. AndrettaPresident and CEOsold1,500at $88.2329 May 2026filed 1 Jun 2026
Ralph J. AndrettaPresident and CEOsold12,500at $89.1729 May 2026filed 1 Jun 2026
Ralph J. AndrettaPresident and CEOsold1,000at $89.5729 May 2026filed 1 Jun 2026
John J. FawcettDirectorbought698at $86.4321 May 2026filed 22 May 2026
Roger H. BallouDirectorsold9,687at $90.3224 Apr 2026filed 27 Apr 2026

Lines filed since 2 January 2026, newest first; every insider’s older lines are on their own page.

Institutions

Holders391+32 on the quarter
New · exited78 · 46
Reported value$4.2B

Quarter to 30 Jun 2026, against 31 Mar 2026; newest filing 31 Aug 2026.

ManagerSharesChange
BlackRock, Inc.reduced · filed 7 Aug 20263,888,457$421.3M-336,243−8.0%
DIMENSIONAL FUND ADVISORS LPadded · filed 11 Aug 20263,092,208$335.0M+6,148+0.2%
VANGUARD PORTFOLIO MANAGEMENT LLCreduced · filed 13 Aug 20262,621,816$284.1M-134,520−4.9%
AMERICAN CENTURY COMPANIES INCadded · filed 12 Aug 20261,791,190$194.1M+159,569+9.8%
VANGUARD CAPITAL MANAGEMENT LLCreduced · filed 13 Aug 20261,757,637$190.4M-111,748−6.0%
STATE STREET CORPreduced · filed 7 Aug 20261,681,704$182.2M-83,079−4.7%
Allianz Asset Management GmbHadded · filed 14 Aug 20261,391,954$145.0M+45,352+3.4%
TURTLE CREEK ASSET MANAGEMENT INC.reduced · filed 14 Aug 20261,310,339$142.0M-3,665,168−73.7%
GEODE CAPITAL MANAGEMENT, LLCreduced · filed 12 Aug 20261,132,140$122.7M-53,070−4.5%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIPreduced · filed 13 Aug 20261,045,197$113.2M-58,387−5.3%
31 Mar 2023 – 30 Jun 2026
216300384Mar 23Dec 23Dec 24Sep 25Jun 26

Everyone who traded it

Dennis James McCarthy Company insiderEVP, Chief Revenue Officer · last 14 Sep 20261 · 0
Praniti Lakhwara Company insiderDirector · last 28 Jul 20260 · 1
John C. Gerspach Company insiderDirector · last 15 Jul 20263 · 0
John J. Fawcett Company insiderDirector · last 15 Jun 20264 · 0
Joyce St Clair Company insiderDirector · last 15 Jun 20260 · 0
Laurie Anne Tucker Company insiderDirector · last 15 Jun 20261 · 0
Rajesh Natarajan Company insiderDirector · last 15 Jun 20260 · 0
Sharen J. Turney Company insiderDirector · last 15 Jun 20261 · 0
Timothy J. Theriault Company insiderDirector · last 15 Jun 20262 · 0
Ralph J. Andretta Company insiderPresident and CEO · last 29 May 20261 · 1
Roger H. Ballou Company insiderDirector · last 24 Apr 20263 · 9
Allegra S. Driscoll Company insiderEVP, Chief Technology Officer · last 18 Feb 20260 · 0

Same industry

PRAA PRA GroupLeading+6%
NCPL NetcapitalIn trend+242%

Distance from each stock’s own 150-day average.

Government contracts

No federal award is tied to it.

From its SEC filings

Cash conversionFY 2025 · to 31 Dec 2025404%
Debt to equityFY 2025 · to 31 Dec 20251.29×
Dividend growthFY 2025 · to 31 Dec 2025310%
Share count trendFY 2025 · to 6 Feb 2026-2.2%
Cash and equivalentsFY 2025 · to 31 Dec 2025$3.6B

Analyst forecasts

No analyst forecasts yet.