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Who

Terry B. Osborne

Director

Company insider

Files Form 4 as: Executive Vice President, Citizens Financial Services.

In numbers

Trades disclosed
80
Buys
25
Sells
0
Bought
$12K
Sold
$0
Companies
1
Companies where not an officer
0
First trade
18 May 2006
Last trade
15 Sep 2026
Last filed
15 Sep 2026

Companies traded

Where they are an officer
CZFS Citizens Financial ServicesDirector, Officer, Other · Regional banks · last 15 Sep 202625 buys · 0 sells

Activity over time

1 Nov 2024 – 1 Oct 2026
101Nov 24May 25Nov 25Apr 26Oct 26

Buys above the line, sells below, each month.

Every trade

TradedCompanyWhatAmount
15 Sep 2026filed 15 Sep 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—70 at $0.00filing
15 Sep 2026filed 15 Sep 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—70 at $0.00filing
15 Jun 2026filed 16 Jun 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—88 at $0.00filing
15 Jun 2026filed 16 Jun 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—88 at $0.00filing
30 Apr 2026filed 30 Apr 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—99 at $0.00filing
30 Apr 2026filed 30 Apr 2026CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—99 at $0.00filing
15 Dec 2025filed 16 Dec 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—96 at $0.00filing
15 Sep 2025filed 16 Sep 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—94 at $0.00filing
27 Jun 2025filed 27 Jun 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$7,613126 at $60.42filing
27 Jun 2025filed 27 Jun 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$7,613126 at $60.42filing
16 Jun 2025filed 17 Jun 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—92 at $0.00filing
17 Mar 2025filed 18 Mar 2025CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—90 at $0.00filing
16 Dec 2024filed 17 Dec 2024CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—66 at $0.00filing
17 Sep 2024filed 18 Sep 2024CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code A—94 at $0.00filing
28 Jun 2024filed 28 Jun 2024CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$5,406123 at $43.95filing
30 Jun 2023filed 30 Jun 2023CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$9,400122 at $77.05filing
24 Jun 2022filed 24 Jun 2022CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$7,920120 at $66.00filing
25 Jun 2021filed 25 Jun 2021CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$7,259119 at $61.00filing
26 Jun 2020filed 26 Jun 2020CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$5,953119.06 at $50.00filing
28 Jun 2019filed 28 Jun 2019CZFS Citizens Financial ServicesRegional banksSEC FORM 4 Code J$7,073115.95 at $61.00filing

News

Head to Head Contrast: First Northern Community Bancorp (NASDAQ:FNRN) and Citizens Financial Services (NASDAQ:CZFS)CZFS · themarketsdaily.com · 14 Oct 2026

0 headlines in the last 90 days name Terry B. Osborne; 1 article from the last 14 days about the 1 company they traded most, at most three about any one of them.

Sectors

Financials25

Buys in green, sells in red, by the company’s sector.

Related people

R. Joseph LandyDirector · Director at Citizens Financial Services, filing Form 4 there in the last year
Roger C. Graham Jr.Director · Director at Citizens Financial Services, filing Form 4 there in the last year
Joseph B. Bower Jr.Director · Director at Citizens Financial Services, filing Form 4 there in the last year
Robert W. ChappellDirector · Director at Citizens Financial Services, filing Form 4 there in the last year
Thomas E. FreemanDirector · Director at Citizens Financial Services, filing Form 4 there in the last year
Stephen J. GuillaumeSenior Vice President · Also traded CZFS in the last 90 days
John P. Painter IIDirector · Also traded CZFS in the last 90 days