rotation.to
Following this device: dark.
Free account
rotation.to
Appearance
Following this device: dark.
Drag a card by its title · ⚙ to size, swap or remove

The company

Upstart Holdings, Inc.

UPST · Nasdaq

FinancialsDigital Banking & Lending PlatformsNot moving yetAI

UPST stood above a rising 150-day average in 0 of the last 52 weekly readings. It is 18.6% below that average now. Digital Banking & Lending Platforms: 27% of its 22 stocks in an uptrend (±0 points in four weeks); Financials: 46% (−11 points in four weeks).

Statistics

Rotation
Not moving yet
Weeks in an uptrend
out for 52
Industry in uptrend
27% 0 in 4 wk
Insider buys, 12 months
$19.2M
Insider sales, 12 months
$13.6M
Officials’ trades on record
4
Institutions holding
348 (+28)

In the rotation

Each square a week: lit when it closed above a rising 150-day average. 0 of 52 weeks.

17 Apr – 16 Oct
2%31%61%Apr 26Jun 26Jul 26Sep 26Oct 26

Digital Banking & Lending Platforms: A minority of its stocks are in an uptrend and the share has held steady. Financials: About half its stocks are in an uptrend and the share has fallen sharply over four weeks.

Money in and out

1 Nov 2024 – 1 Oct 2026
−$20.2M$0$11.5MNov 24May 25Nov 25Apr 26Oct 26

Open-market buys above the line and sales below, in dollars.

Congress and officials

4 disclosed lines: House 4, Senate 0, executive 0; 1 people.

WhoDidAmountTraded
Thomas R. Suozzi House: U.S. House ClerkNY03sold$1k–$15k16 May 2022filed 20 May 2022
Thomas R. Suozzi House: U.S. House ClerkNY03sold$1k–$15k16 May 2022filed 20 May 2022
Thomas R. Suozzi House: U.S. House ClerkNY03bought$15k–$50k5 May 2022filed 20 May 2022
Thomas R. Suozzi House: U.S. House ClerkNY03bought$15k–$50k5 May 2022filed 20 May 2022

Insiders

Buy orders, 12 months4
Sale orders, 12 months31
Buyers · sellers2 · 5
WhoDidSharesTraded
Paul GuChief Executive Officerbought50,000at $25.5510 Sep 2026filed 10 Sep 2026
Sanjay DattaPresident, Capital& Enterprisesold116,000at $27.298 Sep 2026filed 10 Sep 2026
Natalia MirgorodskayaOfficersold913at $30.0325 Aug 2026filed 27 Aug 2026
Scott DarlingChief Legal Officersold7,696at $28.0920 Aug 2026filed 21 Aug 2026
Sanjay DattaPresident, Capital& Enterprisesold8,945at $28.0920 Aug 2026filed 21 Aug 2026
Natalia MirgorodskayaOfficersold586at $28.0920 Aug 2026filed 21 Aug 2026
Sanjay DattaPresident, Capital& Enterprisesold10,000at $31.4619 Aug 2026filed 21 Aug 2026
Andrea BlankmeyerChief Financial Officersold3,000at $29.3319 Aug 2026filed 19 Aug 2026
Scott DarlingChief Legal Officersold814at $29.3617 Aug 2026filed 19 Aug 2026
Sanjay DattaPresident, Capital& Enterprisesold2,033at $29.3617 Aug 2026filed 19 Aug 2026
Andrea BlankmeyerChief Financial Officersold7,175at $29.3617 Aug 2026filed 19 Aug 2026
Sanjay DattaPresident, Capital& Enterprisesold15,000at $30.419 Jun 2026filed 11 Jun 2026

Lines filed since 2 January 2026, newest first; every insider’s older lines are on their own page.

Institutions

Holders348+28 on the quarter
New · exited77 · 49
Reported value$2.1B

Quarter to 30 Jun 2026, against 31 Mar 2026; newest filing 31 Aug 2026.

ManagerSharesChange
BlackRock, Inc.added · filed 7 Aug 20267,878,717$279.1M+475,638+6.4%
VANGUARD PORTFOLIO MANAGEMENT LLCreduced · filed 13 Aug 20263,739,758$132.5M-3,783−0.1%
VANGUARD CAPITAL MANAGEMENT LLCreduced · filed 13 Aug 20263,698,553$131.0M-53,497−1.4%
MORGAN STANLEYreduced · filed 13 Aug 20262,414,712$85.6M-1,560,347−39.3%
GOLDMAN SACHS GROUP INCadded · filed 14 Aug 20262,395,222$84.9M+835,736+53.6%
MARSHALL WACE, LLPreduced · filed 13 Aug 20262,370,690$84.0M-909,420−27.7%
GEODE CAPITAL MANAGEMENT, LLCadded · filed 12 Aug 20262,228,631$79.0M+104,553+4.9%
STATE STREET CORPadded · filed 7 Aug 20262,118,467$75.1M+65,381+3.2%
Clear Street Group Inc.added · filed 12 Aug 20261,829,063$64.8M+273,857+17.6%
Halter Ferguson Financial Inc.added · filed 3 Aug 20261,748,119$61.9M+280,759+19.1%
31 Mar 2023 – 30 Jun 2026
226302377Mar 23Dec 23Dec 24Sep 25Jun 26

Everyone who traded it

Paul Gu Company insiderChief Executive Officer · last 10 Sep 20263 · 46
Sanjay Datta Company insiderPresident, Capital& Enterprise · last 8 Sep 20260 · 99
Natalia Mirgorodskaya Company insiderOfficer · last 25 Aug 20260 · 60
Scott Darling Company insiderChief Legal Officer · last 20 Aug 20260 · 63
Andrea Blankmeyer Company insiderChief Financial Officer · last 19 Aug 20260 · 3
Ciaran O'Kelly Company insiderDirector · last 29 May 20260 · 0
Hilliard C. Terry III Company insiderDirector · last 29 May 20260 · 1
Kerry Whorton Cooper Company insiderDirector · last 29 May 20261 · 6
Mary Hentges Company insiderDirector · last 29 May 20260 · 1
Peter J. Bernard Company insiderDirector · last 29 May 20260 · 0
Timothy H. Wennes Company insiderDirector · last 29 May 20260 · 0
Dave Girouard Company insiderDirector, 10% owner · last 7 May 20261 · 33

Same industry

DAVE DaveLeading+19%
WLTH WealthfrontIn trend+7%
SKYA SkyAIJust started moving+71%
NU Nu HoldingsAbove a falling average+4%
GDOT Green DotSetting up-4%

Distance from each stock’s own 150-day average.

Government contracts

No federal award is tied to it.

From its SEC filings

Operating profit marginFY 2025 · to 31 Dec 20254.1%
Free cash flow marginFY 2025 · to 31 Dec 2025-14.2%
Cash conversionFY 2025 · to 31 Dec 2025-276%
Interest coverFY 2025 · to 31 Dec 20250.45×
Research spendFY 2025 · to 31 Dec 202524.7%
Share count trendFY 2025 · to 3 Feb 20260.0%
Cash and equivalentsFY 2025 · to 31 Dec 2025$652.4M
Free cash flowFY 2025 · to 31 Dec 2025−$148.1M

Analyst forecasts

No analyst forecasts yet.